Job Details

Why Join M&G:

We continue to Win Awards and Achieve Honors for our Culture, Industry Expertise, and Services

• Central Coast Best Places to Work by Pacific Coast Business Times (2018-2025)
• Leaders of Influence - Insurance by Orange County Business Journal (2023, 2025)
• Best Agencies to Work for by Insurance Journal (2017-2019, 2021, 2024, 2025)
• NU Agency of the Year by National Underwriters and PropertyCasualty360 (2018)
• Big "I" Best Practices Agency by Independent Insurance Agents & Brokers of America (2016-2025)
• 50 Fastest Growing Companies by Pacific Coast Business Times (2017 - 2025)
• UBA Advisor Awards (2022 - 2023)

About the Role:

The Benefits Analyst plays a key role in supporting both new and renewing group benefit programs by delivering accurate cost analyses, data sets, and proposal materials. This position is responsible for producing clear comparisons and summarized insights that advisors depend on to guide clients through important benefit decisions.

Success in this role requires exceptional organization, strong attention to detail, and the ability to manage shifting priorities in a fast-paced environment. As the analyst's experience grows, they will develop deeper expertise in carrier requirements, benefit plan structures, and internal workflows. Accuracy, follow-through, and effective collaboration with our sales team are essential to thriving in this role.

How You will be Compensated:

• $30-$44/hr Depending on Experience
• Medical, Dental, Vision Insurance plans. We cover 98% of the premiums for most individual plans
• Free Employee Assistance Program
• Paid Holidays, Paid Sick Time, and Flexible Vacation Time
• Paid Parental Benefits
• Disability and Life Insurance
• 401(k) with 50% match
• Flexible Spending Plan (FSA) and Health Savings Account (HSA

Who You Are:

• You are looking for a career path where you will build on your analytical skills while contributing to impactful work that benefits our clients as well as their employees
• You are proactive, self-motivated, and eager to grow in increased responsibilities
• You are both accommodating and analytical while remaining adaptable to changes of pace
• You are meticulous with your attention to detail and exercise discipline in your approach to work
• You display patience and can adapt your communication style to your audience
• You are serious minded with your responsibilities but you enjoy a healthy sense of humor with your teammates and colleagues

What You'll Do:

• Support new business and renewal benefit plans for small group medical and ancillary benefits
• Prepare, organize, and audit census data, plan designs, rates, and carrier materials
• Run medical side-by-side and employee cost comparisons
• Assemble proposal materials and support medical and non-medical quote requests
• Navigate insurance carrier portals to obtain rates, plan information, and underwriting rules
• Maintain clean, accurate, and audit-ready files across agency and carrier systems
• Provide project and administrative support as assigned by department leadership, including reporting, workflow improvements, and special initiatives
• Progress into ownership of a defined small group book of business by independently managing timely renewals, coordinating carrier negotiations, and maintaining accurate files.
• Collaborate with Sales, and internal teams to ensure timely execution of projects and deliverables
• Protect confidential information and comply with HIPAA requirements

Your Qualifications:

• College degree or equivalent work experience with data analysis and professional communication of analytical results
• Strong Excel skills
• Familiarity with healthcare benefits, insurance carrier systems, or independent agency operations a plus