Job Details

Summary

We are looking for a motivated and relationship-focused Mortgage Business Partner to join our dynamic, high-achieving real estate team. This position transcends the traditional "Loan Officer" role-you won't simply manage leads; you will serve as a true business ally, collaborating closely with our agents to co-market, convert prospects, and deliver customized, dependable financing solutions. You will be the trusted mortgage expert for our clients, skillfully guiding them through Chicago's distinctive lending environment-from upscale high-rise condos in the Loop to multi-unit investment properties throughout the city's diverse neighborhoods.

Primary Responsibilities

• Collaborate with Agents: Engage in team strategy meetings and open houses, acting as the go-to financial resource within the real estate business and cultivating strong, trusted relationships with agents and their clients.
• Lead Conversion: Own the process of turning buyer leads into pre-approved clients by conducting initial financial assessments, analyzing credit, and issuing competitive pre-approval letters that help secure winning offers.
• Chicago Lending Specialist: Manage complex local financing scenarios, including non-warrantable condos, co-ops, and 2-4 unit FHA loans, which are common in the Chicago market.
• Streamlined Transaction Oversight: Oversee loan files from application through "Clear to Close," coordinating closely with underwriters and processors to prevent delays during critical attorney review and contingency periods.
• Collaborative Marketing: Work alongside agents to create educational content, host first-time homebuyer seminars, and launch joint marketing campaigns that foster mutual business growth.

Required Qualifications

• Licensing: Active NMLS License in good standing for Illinois is required.
• Experience: Minimum of 2 years in mortgage origination with a proven track record of self-generated business.
• Local Market Expertise: Deep knowledge of Illinois grant programs (e.g., IHDA) and specialized lending criteria for Chicago property types.
• Technical Skills: Proficient with Encompass (or similar LOS), CRM systems, and automated pricing tools.
• Communication: Ability to clearly and simply explain complex financial concepts (such as DTI, APR, Points) to clients in an accessible and transparent way.

What We Offer

• Reliable Deal Flow: Benefit from a consistent stream of motivated homebuyers sourced directly from our elite real estate team.
• Genuine Partnership: Become an integral part of the team culture, moving beyond a vendor role to share in successes and grow together.
• Entrepreneurial Independence: Operate your lending business with autonomy, backed by the resources and reputation of a premier real estate organization.

Responsibilities

• Collaborate closely with real estate agents to provide tailored mortgage solutions that meet client needs.
• Guide clients through the mortgage application process, ensuring a smooth and efficient experience from pre-approval to closing.
• Analyze clients' financial situations to recommend appropriate loan products and terms.
• Maintain up-to-date knowledge of mortgage products, market trends, and regulatory requirements.
• Develop and nurture strong relationships with clients, real estate agents, and lending partners to drive business growth.
• Assist in marketing efforts and community outreach to promote mortgage services and generate leads.
• Provide timely updates and clear communication to all parties involved throughout the mortgage process.

Qualifications
Qualifications

• Minimum of 2 years of experience in mortgage loan origination.
• NMLS (Nationwide Mortgage Licensing System) registration required.
• Strong understanding of mortgage lending regulations and compliance.
• Proven track record of meeting or exceeding sales goals.
• Excellent communication and interpersonal skills.
• Ability to analyze financial information and assess risk.
• Proficient in mortgage software and Google Suite.
• Strong organizational and time management skills.
• Ability to work independently and as part of a team.
• High level of integrity and customer service orientation.

About-our-team

We are a Top 1% team in the Chicagoland area powered by PLACE, a broker-agnostic business services and technology platform transforming the industry for top agents and their customers. Join and gain in-house marketing and design services, daily live professional development opportunities, superior technology that eliminates up to 75% of daily tasks, and more. We invest in your future by providing opportunities for personal and professional growth, so you can dream bigger while gaining exponential leverage and success within our powered by PLACE team.